An applied technology firm at the edge of affordable housing. Building the infrastructure that keeps permanent affordability in place.
PermAffai builds AI-enabled tools, automation infrastructure, and emerging capital frameworks for the organizations and communities holding the line on permanent affordability.
Our principals bring decades of combined experience across permanent affordability, complex development finance, and nonprofit operations. Every product is built to extend the practitioner, not replace them.
Our work is rooted in community wealth building. The financing frameworks we design bring new capital to legacy communities, including tokenized investment vehicles that let residents participate as owners alongside institutional partners. Every framework comes with education for the residents who use it.
United States Marine Corps combat veteran. Over a decade in shared equity housing and permanent affordability. Published on the community land trust model and a contributor to the field's national growth. Most of the work happens through partnerships with practitioners, funders, and field-building organizations across the country.
Affordable housing finance and nonprofit restructuring. Multi-state experience structuring transactions financed by Low-Income Housing Tax Credits, tax-exempt bonds, and layered soft funding. Led corporate restructuring of a multi-property affordable housing nonprofit.
PermAffai is investing in a menu of applied technology for the affordable housing sector. The tools we build extend rather than replace the human relationships that hold community-controlled housing together.
None of the following is generally available yet. Each is being built deliberately and will ship when ready.
Capabilities currently in development include AI workflow automation for housing operations, shared equity calculation and stewardship workflow tools, public-sector subsidy decision support, modern homebuyer and stewardship education delivery, and a community capital coordination framework.
Specifics and timing available on request.